That happened to a local guy; bee farmer. He had a semi, some lady pulled in front of him, nothing he could do. They kept the truck for months, went over him and his books like he was a crook. They really worked him over, even though he had 0% fault in the accident.
I consider myself fairly fortunate, as I was real close to being involved in this type of scenario.
In August 2009, I was hauling corn to the ethanol plant for my grandpa. I was traveling at 35mph and loaded to 54,000 pounds or so. A gal blew a stop sign in the middle of a small town and I hit her broadside on the passenger side of her 4 door sedan.She was unconscious, but I thought I had killed her. Only the local police responded, along with fire department and first responders. The firemen peeled her car apart like a tin can and she started speaking while the paramedics were loading her into the ambulance. Our truck was driveable, so after the officer was done with questions, the load went to the ethanol plant. The officer called me the next day to tell me the gal was going to be fine and I never heard another word about that incident. They never questioned anything about our truck, the load, records, nothing. The town sent their maintenance crew out to clean up the scene off the road and that was it.
Funny side story, I had just gotten my CPL that year. In Michigan, you have to inform the officer immediately if you are carrying, which I was not. When he ran my drivers license, it shows that I have my CPL. He came back and asked me "are you carrying anything today? "
I said, "Yeah, corn". He chuckled, I got confused, then figured out what he was referring too.