When I do appraisal inspections on torque converter machines, I do stall tests on the converters. The stall test works best when the transmission oil temperature starts out cold. The reason is that the temp will raise and fall suddenly if the flow through converter is right. If the transmission is already warm, it will take a long time to cool off and you have to have some knowledge of what is a normal rate of cooling and what isn't. If the machine is warm and I think there is a problem, I'll stall the converter and then get out and check the cooler with an infrared thermometer. On newer machines now days that use separate transmission radiator coolers, the transmission temps almost never change unless there is something wrong and as a bonus they no longer drive up engine temps.
As far as I know, axle oil coolers were always an option on 988 machines and were usually specced on machines used for material handling and load and carry.